Payments and software built to move at Zambian speed.
ModePay designs digital payment platforms, mobile money integrations and custom software for banks, mobile operators and growing businesses, so money and information reach the right place, securely.
Five layers between a tap and a payment.
Every ModePay solution is built in layers: the app your customers see, the APIs that carry each request, the security that protects it, the money networks that move it, and the processing that records it.
A customer taps pay
They approve the payment in your app, on Android, iOS or the web.
Seconds later, the business is paid.
That is what we build for banks, mobile operators and growing businesses: payments that just work.
Fast
Streamlined transaction processing and quick integrations, so your customers are never left waiting.
Secure
Protecting information and promoting secure transactions is built into every system we deliver.
Smart
Scalable, customised solutions that grow with your business and adapt as the market changes.
Everything your business needs to get paid and get digital.
Five service areas, delivered by one accountable team.
Financial technology
Payments, gateways, mobile money and transaction processing.
Explore → 02Software development
Custom, web and mobile apps built around your requirements.
Explore → 03Web design and development
Websites, e-commerce, portals and UI/UX design.
Explore → 04Digital transformation
Automation, cloud solutions and ERP for modern operations.
Explore → 05IT consultancy and support
Expert help to implement, manage and optimise your technology.
Explore →Tell us what you need to do.
Pick one and we will show you where ModePay fits.
Choose an option above to see our recommendation.
From first conversation to fully supported.
Listen
We learn how your business moves money and information, and what is slowing it down.
Design
We shape a secure, scalable solution around your budget, users and growth plans.
Build
Our team develops, integrates and tests with your existing systems.
Support
We maintain, improve and support the solution after launch.
Built for the organisations that move Zambia’s money.
Banks and financial institutions
Digital banking, transaction processing and secure integrations.
Mobile network operators
Mobile money integration and payment gateways that plug into your platform.
Microfinance and FinTech startups
Financial management platforms, APIs and consulting to launch and scale.
Government and corporate
Enterprise software, portals and systems integration for large organisations.
Retail, SMEs and entrepreneurs
Digital payments, e-commerce and automation sized for growing businesses.
See how people pay with ModePay.
The everyday payments our solutions power, from the market stall to the shop till.
Paying at a market stall
Scan, approve, done. The seller is paid and notified in seconds.
Sending money to family
Mobile money transfers that reach the other side of the country.
Taking payments in your shop
Tap a card or phone at the till and see the sale land instantly.
See ModePay in action.
Short clips from the businesses and people we build for.
Everyday business, paid digitally.
The traders, teams and city streets that digital payments are built for.
Questions people ask first.
Who is ModePay?
ModePay Innovation Limited is a subsidiary of Modelink Zambia Limited, focused on financial technology and software development.
Can you integrate with mobile money?
Yes. Mobile money integration and payment gateway development are core services.
Do you build mobile apps?
Yes, for Android and iOS, along with web applications and APIs.
Can you work with the systems we already have?
Yes. We offer systems integration, API development and FinTech system integrations.
Who do you work with?
Mobile network operators, banks, microfinance institutions, FinTech startups, SMEs, government, corporates, retailers and individuals.
How do I get a quote?
Use the Request a quote form on our Contact page, or book a call and we will talk it through with you.
Let’s build what’s next, together.
Tell us what you are planning and our team will come back to you.